2. Description of services

• Real-time market data for stocks, ETFs, and securities.
• Trade execution through licensed brokerage partners.
• Portfolio-management tools.
• Market analysis and educational resources; these do not constitute financial advice.
• Other related financial services.

3. Eligibility

• You must be at least 18 years old, or the age of majority in your jurisdiction, and have full legal capacity.
• You represent that all registration information, including your name, identification, and contact details, is accurate and current.
• Prohibited conduct includes market manipulation, insider trading, money laundering, and violations of securities laws.

4. Account registration and security

• Creating an account requires identity verification, such as government-issued identification and a phone number.
• You are responsible for keeping your login credentials confidential.
• Notify us immediately of any unauthorised account activity.

5. Trading rules and risk disclosures

5.1 Order execution: the platform does not guarantee execution price, speed, or liquidity. Market volatility may cause a difference between quoted and actual execution prices ("slippage").

5.2 Investment risk: securities trading involves a substantial risk of loss; past performance does not indicate future results. Leverage and derivative products may magnify losses.

5.3 System failures: the platform is not liable for losses resulting from technical failures, network delays, or force-majeure events, including natural disasters.

6. Fees and payment

• All fees, including commissions and subscription fees, are listed in the platform fee schedule.
• You authorise automatic collection of applicable fees from your linked payment method.
• Fee disputes must be raised within seven days of the transaction date.

7. Intellectual property

• All content, including market data, charts, and software, is owned by NB or its licensors.
• Unauthorised commercial use, including resale and reverse engineering, is prohibited.

8. Disclaimers

• The platform is provided 'as is' without warranties of accuracy, completeness, or fitness for a particular purpose.
• Information on the platform is not financial advice. Consult a licensed adviser before trading.
• We are not responsible for third-party content, including linked websites and advertising.

9. Limitation of liability

In no event will NB or its affiliates be liable for any loss exceeding the total fees you paid in the preceding 12 months.

10. Termination

• You may close your account at any time.
• We may suspend accounts that violate these Terms, including for fraud or market manipulation.
• After termination, you remain responsible for obligations incurred before termination.

11. Privacy and data

We process your personal and trading data according to our Privacy Policy and may disclose data to regulators as required by law.

12. Governing law and dispute resolution

These Terms are governed by the laws of the State of New York, United States.

13. Amendments

We may amend these Terms at any time. Continued use after an update means you accept the amended Terms.

Risk warning

Securities trading involves a very high risk, including loss of your entire principal. Invest cautiously.